Vaping indoors might devalue a home

Whether you’re eager to sell or buy a home, it’s important to know that vaping inside that home can lower its value.

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Mortgage rates today, March 29, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Getting a mortgage on a second home / vacation property

Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.

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The state of smart home technology: What do buyers and owners want?

Want to get more for your house? Install smart home technology. According to a new study, 65 percent of homebuyers are willing to pay more for properties equipped with smart technology.

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10 biggest benefits to VA home loans in 2019

VA loans offer benefits unmatched by conventional and FHA financing, plus the program provides extra low mortgage rates to eligible military borrowers.

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Mortgage rates today, March 28, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Home prices dropping: 10 markets where you can save on a home purchase

New data show that prices are falling in several markets. Smart shoppers who can afford to buy should take advantage of all these factors and claim a home sooner versus later.

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April 2019 mortgage rates forecast (FHA, VA, USDA, Conventional)

Mortgage rates are dropping to new lows. April could provide some of the lowest rates seen since early 2018 or even late 2017. This is the chance mortgage rate shoppers have been waiting for.

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3 Tips to Remember When Painting the Bathroom

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One way to completely change the look of your bathroom without actually spending very much is to repaint it. If you’re going to DIY this project, then make sure you keep in mind the following tips:

Photo by Sebastien LE DEROUT on Unsplash

Ensure appropriate ventilation
Make sure your bathroom has proper ventilation. If not, the high levels of humidity can damage your paint. An open window and a ceiling fan or exhaust fan can help clear a room full of steam, removing moisture and drying walls. Try to run your fan for an hour after every shower or bath. Source: Forbes

Pick the right paint
Bathroom windows take a beating: Blinds go up; windows open and close. Candles, blow dryers and other hot items often lie on top of the ledge. So use a durable semigloss or gloss trim paint that can handle the abuse. If the window will take direct rain and wind, chances are that it’ll get wet sooner rather than later, so you may want to use an exterior paint. Source: Houzz

Choose a color that works well with your space
Dark, weighty colors in small spaces often make the user feel claustrophobic. Should you surrender to that classic bathroom color, white? Not necessarily. Light, airy, bright bathroom paint colors such as light-blue or light-yellow always work well. Since darker paint colors make spaces feel small, any type of lighter color will be an improvement.

However, this is not an iron-clad edict. To make darker colors work in bathrooms, include other elements that leaven the ponderous feeling that dark colors bring on. Shiny, reflective chrome or brass sink fixtures or cabinet pulls add bright stars of light to dark spaces. Also, make sure that your bathroom lighting is adequate both for the space and for the color palette. Source: TheSpruce

While you’re on a mission to create a new look for your bathroom, check out the classy fixtures we have on our website.

 

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Mortgage rates today, March 27, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Low-income homebuyers have the best shot in this Southern city

New data shows that Tampa, Florida, offers low-income homebuyers the best shot at buying a house. The Southern city claims the nation’s smallest gap in homeownership between low-income families and the general population.

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Complete guide to buying a house in your 20s

Millennials have become the single-biggest group of homebuyers in the country. Is this move right for you? Let's break it down.

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How to Get Your Kids Into Golf

You might have been bitten by the golf bug – but it’s not always a family trait. It’s impossible to make your child love a sport. Instead, if you dream of playing golf with your... Read more

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Planning an Outdoor Shower

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For people who love hiking, going to the beach, and other outdoor activities, having a shower before entering the house means less mess to clean. You get to avoid bringing sand, sludge, and dirt inside. Have an outdoor shower ready by summer when you start doing the project today! Here are some pointers to consider:

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Determine where to place it
“Outdoor showers are a nice feature for pool owners or beachfront homes,” says Jarret Acevedo, a master plumber and owner of Jarret Acevedo Plumbing and Heating. However, depending on how low your temperatures drop in the winter, you’ll need to take precautions with your shower. “Care is definitely needed to plumb it properly to protect from freezing if it’s an area with frigid temperatures,” Acevedo warns.

Placing your shower strategically kills two birds with one stone. “Depending on your layout, you can punch through the shower wall and build a shower that opens up to another rain shower outside,” says Jonathan Self. Source: Freshome

Have a good drainage system
Where water goes is just as important as where water comes from. Most homeowners drain their outdoor showers into a separate manhole, a storm ditch or a gutter system linking to the home’s graywater tank. Locating your shower in a place that receives a lot of sunlight is another way to eliminate water buildup.

“Be sure to check your local building codes about the disposal of gray water,” says Gloven.

Chris Marchese, CEO of Marquis Gardens, suggests using Permeable Pavers or artificial turf for drainage and flooring because they blend into the environment. He also notes that it’s critical to only use biodegradable soap and shampoo when your drainage line is being naturally discharged.

If you’re concerned with slipping or mildew, composite boards make great flooring for outdoor showers. “They dry quickly and feel fantastic underfoot,” says Thomas O’Rourke, owner of Decking Hero. “Plus, they last between 25-30 years, so it’s a good value for your money, about $70 per square foot.” Source: FoxNews

Add a privacy wall
Outdoor showers typically offer less privacy than their indoor counterparts, but that doesn’t always have to be the case. A well-placed wall creates a quaint little nook in which to shower while enjoying the sunshine. The secluded area allows for peaceful bathing in the buff—no matter how nosy the neighbors. Source: BHG

Your outdoor shower wouldn’t be complete without great looking bathroom fixtures to match. Check out our website for tons of options!

 

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Mortgage rates today, March 26, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Are 3% mortgage rates in our future? For some, they are already here

Three percent mortgage rates are a real possibility in 2019, and in fact, already here for some borrowers, according to The Mortgage Reports daily survey. See if you qualify for a rate in the 3s.

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Report: Where Americans are moving — and how far they’re going

Americans are moving less than ever. And when they do pack up and leave? According to new data, most are staying in the area, with 55 percent moving less than 50 miles away.

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Mortgage rates today, March 25, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Fannie Mae High Loan-To-Value Refinance Option (HLRO) guildelines, rates, and eligibility for 2019

The new Fannie Mae High LTV Refinance Option allows homeowners to refinance into today's low rates even if they little or no home equity. No appraisal is required, and borrower documentation has been reduced.

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Strong homebuying season is on the horizon, expert says

Decreasing mortgage rates, rising wages and a finally improving supply of inventory all spell good news for the housing market. In fact, according to one expert, “a stronger than expected” spring homebuying season is ahead.

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Home bidding wars down, buyer opportunities up

Home bidding wars happen when two or more buyers compete for the same property but research indicates that home bidding wars happen much less often nowadays. This is good news for would-be buyers.

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Warrantable & non-warrantable condo mortgage rules updated

Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.

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Comparing home loans: Which one is best for me?

There is no "right" answer to the question, "Which loan type is best?" It depends. No two home buyers are alike. That's why there are many good options for nearly every type of buyer today. Discover which one suits you best.

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Cash to close: What is it, how to pay it and how to avoid fraud

Cash to close: Plan on bringing a cashier's check or certified check. or arrange to wire the funds from your bank. You'll need your down payment and closing costs, less earnest money and lender and/or seller credits.

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How to use a cash-out refinance to buy another home

Can or should you use a cash-out refinance to buy another home? Maybe, if that's the most cost-effective source of a down payment or even the whole purchase price.

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Mortgage rates today, March 22, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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3 Ways to Stop Hair from Clogging the Bathroom Drain

Content originally published and Shared from http://perfectbath.com

Do you often experience the struggle when you shower and then there’s a mini flood going on, because the drain gets clogged with your hair? It’s so annoying and disgusting. Stop it from happening again by doing the following tips:

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Prevent hair fall
Some hair is going to fall out in the shower while you are washing and conditioning, but there are some things you can do to keep hair out of your drains to start with. Brush your hair thoroughly before entering the shower. When loose hair collects on your fingers while shampooing and conditioning, set it on a shelf or the edge of the tub instead of dropping it into the water. If you prevent as much hair from entering the tub drain as possible, use a strainer to keep the rest out and then regularly use a cleaning or clog-preventing product on your drains, you should not have a clogging problem. Source: Hunker

Install a drain screen
This is a piece of metal mesh that can be purchased at a local hardware store and that will fit directly over your current drain opening. It will trap any extra soap scum, hair, or other debris, keeping it from going down the drain. Read the installation directions closely, as you may need to secure the screen on top of the drain with plumber’s putty.

Make sure to remove the screen and clean it on a periodic basis to keep the water from backing up into your shower. Source: WikiHow

Drench it with vinegar
Always keep a bottle of vinegar in the bathroom. Along with its many uses around the house, vinegar is a cheap way to keep your drains clear. Simply pour half a bottle of white vinegar down the drain every 3 months and it should do the trick. The secret is to let it sit for 10 minutes (the acid will remove any clogs that are forming) and then flush with hot water. Source: Home.BT

If you need fixtures to match your luxury bathroom, then check out our website for high-quality pieces. We also have the latest home sauna models that are perfect for you! Call us to find out more.

 

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Mortgage rates today, March 21, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Brexit pushes mortgage rates to 13-month lows. What mortgage shoppers should do now

Brexit drama is pushing down US mortgage rates. Should mortgage shoppers act now or wait for rates to drop even lower?

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Bye bye, big down payment: Most homebuyers put less than 10% down

No money for a down payment? That might not be a problem. According to a new analysis, the majority of recent Millennial and Generation X homebuyers pay either no down payment or down payments of less than 10 percent when purchasing their home.

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Different Uses for Vinegar in the Bathroom

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Cleaning the bathroom shouldn’t be expensive and difficult. You can easily do it with one of the cheapest household items you can find: vinegar! Here are some ideas you should try the next time you see filth building up.

Photo by Daniel Fazio on Unsplash

Toilet Stains
Deposits under the rim of your toilet bowl can be really hard to clean! To help dissolve the deposits and make them easier to scrub away, grab a few paper towels and your trusty bottle of white vinegar.

Soak a wad of paper towels with vinegar, then tuck the towels up under the rim of your toilet bowl. Let the vinegar work its magic for a few hours, then remove the paper towels and scrub clean. Source: OneGoodThingByJillee

Dirty Shower Head
Too much gunk blocking your shower head? Just remove the shower head and soak for a few hours in straight vinegar. After soaking, give it a quick scrub!

Tip: If gunk doesn’t remove easily, wrap a watertight plastic bag full of vinegar around the shower head, secure with an elastic band and leave to soak. Source: StayAtHomeMum

Blurred Mirror
Just like windows, mirrors can be cleaned with a 50/50 vinegar and water mix in a spray bottle and wiped with old rags from cut-up t-shirts or newspaper (paper towels leave a lot of residue with this method).

The easiest way, if you have them, is to use microfiber cloths (1 regular one wet, and one polishing one dry, or just one regular wet one and one regular dry) to clean without the need for chemicals at all. Source: WellnessMama

Shower Curtain Mildew
Put the shower curtain in the washing machine with light-colored towels; add 1 cup white vinegar to the detergent and wash. Source: DIYNetwork

Grimy Floor
Clean the floor around the drain with a vinegar solution: 1 cup of vinegar for every 3 liters of water. A handy time to do this is when you’re mopping the floors! Keep in mind that the use of vinegar on floors should be limited to no-wax floors. Source: Cleanipedia

If your bathroom fixtures are still dirty despite all the effort and cleaning items you’ve used, then maybe it’s high time for a replacement. Check out our website for the most affordable yet best-looking items in the market.

 

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March 2019 Fed meeting: Mortgage rates fall as Fed scraps plans for future rate hikes

Mortgage rates plummet after a surprise move by the Fed: a forecast of no more rate hikes in 2019.

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Mortgage rates today, March 20, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Why townhouses are popular with first-time home buyers

A new townhouse can be an amazing value for first-time home buyers who want the privacy of a single-family home, but—as a first-time home buyer—can’t afford the price.

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Mortgage lenders: Your digital tools may make or break you

Digital mortgage solutions are a major priority for today’s homebuyers. In fact, according to a new survey, half of all homebuyers choose their mortgage lender based on whether they offered a digital portal or not.

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Mortgage rates today, March 19, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Modern homes: The style Millennials love

Easily customized and designed to reduce energy and maintenance costs, modern homes are a popular choice for Millennial home buyers.

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New home construction lags — but not in these four cities

Thinking of buying a new house in 2019? Chicago’s your best bet. According to new data, the city saw the biggest surge in new home construction last month, with a 60 percent uptick year over year.

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Mortgage rates today, March 18, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Can I switch mortgage lenders after locking my loan?

Is it okay to switch mortgage lenders once you have been pre-approved or locked in your interest rate?

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Remodeling on the rise: Here’s how many homeowners plan to renovate their house

A whopping nine out of 10 homeowners plans to remodel their house, according to a new survey. And more than a third of those homeowners? They plan to do so in the next two years.

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Which is better? A mortgage broker or a bank?

You do you better mortgage rates from a mortgage broker or a bank? What's the difference? Find out which one is better for your situation, and how to shop for the best home loan.

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Freddie Mac’s Home Possible Versus Fannie Mae’s HomeReady: Which Is Better?

Home Possible Advantage, offered by Freddie Mac, and HomeReady, offered by Fannie Mae, are similar programs for homebuyers without large down payments. Here's an explanation of the program differences, and how they might matter to you.

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4 Ways to Detox Your Body

Content originally published and Shared from http://perfectbath.com

In a previous blog we discussed the many reasons why it’s important to do a regular detox. Today, we’ll talk about the different lifestyle changes you can make to achieve a healthier you.

Photo by Brooke Lark on Unsplash

Lounge in the sauna
Our immune systems are up against an arsenal of toxins that our ancestors never dreamt of: pesticides, toxic metals, PCBs in plastics, environmental pollution, and even GMOs (genetically modified organisms). Combining this with a lifelong poor diet is a set-up for accumulated toxins and a potentially weakened immune system.

Luckily, infrared sauna treatments can give your body an extra push to eliminate these toxins. Specifically, this is achieved through sweating, which has been shown in several studies to increase detoxification and lower circulating levels of toxins in the body. Source: PaleoHacks

Get a good night’s sleep
“Giving yourself a good night’s rest is one of the best ways to detox your body and reset,” Asay says. “Sleep has been connected to weight loss, reduced cortisol levels and stress, and improved overall health.” The best part about sleep is that it takes absolutely no effort—just make sure the temperature of your room is cool, and give yourself a 10-hour block to snooze. Source: TheThirty.Birdie

Avoid using unhealthy oils
Toxic oils can include vegetable oil, peanut oil, sunflower oil, cotton seed oil and canola oil. Substitute with good oils, such as extra-virgin olive oil, coconut oil, avocado oil, hemp oil and flaxseed oil. Hemp oil, for example, is a great source of omega-3s, -6s, and -9s. Source: MindBodyGreen

Eat organic
While you’re munching on yummy greens and gut-friendly pre- and probiotics, make the switch to organic/pastured meats and dairy instead of using conventional animal products. According to Consumer Reports, 80% of all antibiotics sold in the United States are used for livestock and other farm animals. If you are serious about your detoxing goals, you don’t want that in your body! Source: TheTruthAboutCancer

Do you have an infrared sauna at home yet? These are the types of saunas that work best for detoxifying the body. It’s a great fit for any house. We can help you find the model that will suit your needs best. Visit our website here!

 

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Mortgage rates today, March 15, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Why Craftsman homes are making a comeback

Craftsman homes are gaining popularity with today's new home buyers. Their attractive design and eco-friendly layouts make these some of the most sought-after homes today.

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3 Important Reasons Why You Should Do a Detox

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Due to several factors like food choices, quality of sleep, and environmental pollution, our body has to cope with an overload of toxins, every single day. To reverse the damaging effect our habits have caused, it’s best to do some sort of detox so we can achieve the following results:

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Avert chronic illnesses
Environmental toxins are responsible for many cancers, neurological diseases, heart disease, strokes… you name it. Our bodies do have a built-in detox function to deal with these dangers, but those systems are constantly overloaded! Detoxing assists and improves what our bodies are trying to do naturally. Source: MindBodyGreen

Lose unwanted fat
The scientific establishment has convinced us that losing weight is just a matter of calories in/calories out, energy balance, and eating less and exercising more. How’s that working out for you? Probably not so well! Problem is, the scientific establishment is different from the established science. The science says that sugar and flour calories are WAY different. First, they trigger addiction and overeating. Second, they spike insulin and inflammation, which makes you store belly fat and blocks your ability to feel full. The verdict is in: Sugar calories are worse than whole food calories. Sugar spikes insulin and triggers inflammation, a double whammy guaranteed to mess up any attempt at long-term weight loss. When you detoxify, you eliminate nasty toxins (including sugar!) that hold your weight hostage. Source: DrHyman

Healthier immune system
Since detoxing takes some of the workload off your organs, they can then do a better job of protecting your body from illness. You’ll absorb much-needed nutrients faster, like Vitamin C, which is known to be great for the immune system.

If you’re on a detox that involves taking certain herbs, you might also experience a boost to the lymphatic system. This system is partially responsible for keeping you healthy and toxin-free, so you’ll want it working well. Source: Classifieds.USAToday

Aside from the famous detox diets, one great way you can get rid of toxins while relaxing is to spend a few minutes in the sauna. Purchase a far infrared sauna for your home from us today!

 

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Mortgage rates today, March 14, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Report: Homeowners gained nearly $10K in home equity last year

Home price growth might be slowing, but homeowners are still gaining serious equity in their properties, According to new data, the average homeowner saw their equity jump by $9,700 last year.

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Am I accidentally committing mortgage fraud?

You're not a criminal. You just want to buy a home with a mortgage. But you could accidentally commit mortgage fraud unless you avoid these mistakes.

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3 Healthy Bathroom Habits You Should Do

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You probably didn’t know that a lot of your bathroom habits can affect your overall wellness. Maintain a healthy body by adapting the following tips to your daily routine:

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Put the lid down when flushing
Unfortunately our bathrooms were designed for the convenience of plumbers, not the health of the users, so many of us have the sink where we brush our teeth in the same room as the toilet. Because when you flush:

There have been found over 3.2 million microbes per square inch in the average toilet bowl. According to germ expert Chuck Gerba, PhD, a professor of environmental microbiology at University of Arizona the aerosolized toilet water is propelled as far as 6 feet, settling on your dental toothbrush inclusively.

Really, if you have the opportunity, always put the toilet in its own water closet and not in the same place as you wash and brush your teeth. But if you can’t, at least always close the lid before you flush. And don’t cover your toothbrush; it has to air out and dry. Source: TreeHugger

Squat
“One bathroom habit that might be beneficial is to put a stool under your toilet,” Jeanette Kimszal, RDN, NLC tells Bustle. When your legs are rested on the stool, your knees are bent at a 90 degree angle or squatting position. According to Kimszal, this will help relax the pelvic muscles and your bowels to flow freely. “When you are squatting it is released and you feel no strain,” she says. “Better bowel movements can improve digestive health.”

According to Gut/Hormone Health Expert, Dr. Inna Lukyanovsky, PharmD, anyone can benefit from squatting while they poop. “I used to have a major case of Crohn’s disease myself and it helps you empty out and feel better afterwards,” she says. Digestive issues usually stem from inflammation. If it’s a “silent inflammation,” Dr. Lukyanovsky says your body will age faster, your defense mechanisms won’t be the same, and it will be much easier for you to get infections. Source: Bustle

Turn on the fan
A bathroom fan can do more than eliminate odor.  Another way to remove mildew and avoid allergy irritation is by ventilating properly.  Let your fan run at least 10 minutes after showering, definitely longer if you still see moisture on your walls.  Source: FoxNews

If you’re aiming to live a healthier life by changing your personal habits, why not take it up a notch and strive for green living as well? Get eco-friendly bathroom fixtures today. Call us!

 

Contact:
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Mortgage rates today, March 13, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Freddie Mac Enhanced Relief Refinance (FMERR) 2019 guidelines, rates, and benefits

What is FMERR? The Freddie Mac Enhanced Relief Refinance – or FMERR – is for borrowers who want to refinance but have very little or no equity in their homes. […]

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Buying vs. renting: Where buying a home is the clear-cut winner

The Sunshine State has more than just great weather and sandy beaches. According to a new analysis, it also has four cities where mortgage payments clock in significantly lower than local rents.

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Should You Have Your Wedding at a Golf Course?

If you’re getting married, you’ve probably already had the wedding venue talk: Indoor or Outdoor? Intimate Gathering or Huge Party? Timeless or Modern? All-Inclusive or Bring Your Own Vendors? Fortunately, golf courses and country clubs... Read more

The post Should You Have Your Wedding at a Golf Course? appeared first on American Golf Blog.

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Mortgage rates today, March 12, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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2018 taxes for homeowners: How 2018 tax law changes affect you

The latest tax law changes may catch homeowners off guard when filing their 2018 returns. Here is what you need to know about 2018 taxes for homeowners.

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Survey reveals what sellers, buyers really think of real estate agents in the face of tech

Are buyers willing to use AI instead of a real estate agent? How do sellers really feel about those commission fees? Which generation is most likely to forgo an agent altogether? A new survey has some interesting insights in how real estate agents are seen, used and (in some cases) replaced in today’s tech-savvy market.

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FHA loans: The mortgage first-time home buyers love [Infographic]

Along with low mortgage rates and other great traits, FHA loans are assumable. You could sell your home 5 years from now and offer the buyer today's low rates.

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Mortgage rates today, March 11, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Is it okay to apply with more than one mortgage lender at the same time?

If you're worried about getting approved for a home loan, or getting the lowest possible rate, you might apply with more than one mortgage lender. But that strategy could backfire, and here's why.

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Homeownership is on the rise thanks to young buyers

More and more Americans are becoming homeowners — and younger generations are leading the charge. According to new data, owner households grew by more than 1 million last quarter, marking the eighth quarter in a row to see such growth.

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Open houses: What’s their role in the home-buying process?

You open a newspaper or website and search for "open houses near me" and spend your weekend checking out homes. But is that really the best way to buy?

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How to buy a short sale home

Buying a short sale home can get you a great deal. In fact, it should, because short sale transactions are not exactly fast or easy much of the time.

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Conventional loan home buying guide for 2019

More than 60% of home buyers use a conventional loan; it's not hard to see why. Low rates and three-percent-down options are fueling the loan's popularity.

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Mortgage rates today, March 8, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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5 Tips for a Better Sauna Experience

Cash-Out Refinance Vs Home Equity Loan: The Better Deal Might Surprise You

Today's cash-out refinance rates and cheap home equity financing make borrowing a bargain. But which loan is the cheaper choice for you?

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2019 FHA Loan Limits For 1-Unit, 2-Unit, 3-Unit, 4-Unit Homes

Current FHA loan limits for every U.S. county. Check your local FHA loan limit for 1-unit, 2-unit, 3-unit, and 4-unit homes. Safe and secure.

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Mortgage rates today, March 7, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Report: Americans are paying too much for their mortgages

Americans apparently aren’t making the smartest financial decisions when buying their homes. According to a new report, homebuyers are missing out on millions in mortgage savings by not shopping around.

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3 Health Benefits of Lounging in an Infrared Sauna

Avoiding Counterfeit Golf Clubs

Last week we talked about buying golf clubs marked “Not For Resale”. One of the reasons you might question a marked golf club is because of counterfeit concerns. When you purchase golf clubs from a... Read more

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Mortgage rates today, March 6, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Homebuying power increases, making its highest jump in five years

Thanks to decreasing mortgage rates, consumer homebuying power is up. In fact, according to new data, it actually made its biggest monthly jump in more than five years.

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What’s more important: mortgage rates or mortgage loan fees?

Mortgage rates and mortgage loan fees usually work in opposite directions. The lower the rate, the higher the fees. Here's how to find your "sweet spot" and get the right balance of fees and interest rates for your situation.

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3 Signs that Your Bathroom is Outdated

Content originally published and Shared from http://perfectbath.com

Leave the 1960s behind by treating your home to a much-needed update. When you plan your remodel, don’t forget to say goodbye to the following:

Photo by Micheile Henderson on Unsplash

Poor layout
Awkward bathroom layout is another indication that it’s time for an update. Odd arrangements, such as a toilet directly next to the bathtub, are typical in bungalows and houses built in the 1920s, ’30s and ’40s, when plumbing was a new phenomenon.

The fix: Installing a separate water closet can be a winning move, Merschat says. “It gives a nice bit of refinement to the room when the toilet isn’t sitting out in the middle of the space.” Source: Zillow

Popcorn ceiling
Come on. You know better. You should have scraped off that terrible popcorn ceiling years ago, but you’ve procrastinated, and procrastinated, and… well, just do it now. Do we really have to explain why?

“These significantly date a home and look like a giant, messy project to potential buyers,” Finch says.

Considering how simple they are to remove, there’s no reason to keep putting this off—just hire an affordable contractor, and don’t forget to check for asbestos. Source: Realtor

Old-fashioned fixtures
Dull, clear-knobbed brass faucets, plate mirrors, and bathroom fixtures in beige, bisque and bone are anything but current — and industry experts are now even declaring whirlpool bathtubs to be past their prime.

The fix: Think clean and crisp. White fixtures, framed mirrors, and sleek faucets in chrome, nickel or gold will go a long way in helping you modernize an outdated bathroom.

And if you’ve got the room and the budget to swap your old bathtub for a deep, free-standing soaker, you’ll create the kind of modern bathroom oasis that will impress and inspire your neighbours and friends. Source: TheSpec

Check out our website for the trendiest bathroom fixtures. Feel free to contact us if you need help on deciding which style will go best for your home!

 

Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com

The post 3 Signs that Your Bathroom is Outdated appeared first on Perfect Bath Canada.

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VA home loan rates, guidelines, & loan limits (Updated for 2019)

Since 70 years ago, the VA Loan Guaranty program has allowed 100% financing, extended loan sizes, and a host of other benefits granted under the G.I. Bill.

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Down payment and closing costs are not enough: You need “reserves” to buy a home

Mortgage reserves to buy a home are funds that you will have after closing. So you can make your payments if your income stops temporarily or you have an unexpected financial emergency.

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Mortgage rates today, March 5, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Want to pay less in property taxes? Move South

Southern states boast the lowest in average real estate taxes, according to a new analysis. In fact, New Jersey homeowners willing to move to low-cost states like Alabama could save as much as $8,000 a year in property taxes.

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Real estate investing: How much do you need to get started?

It doesn't take a fortune to get started in real estate investing. Choose an affordable market and employ these strategies to minimize your out-of-pocket expense.

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Mortgage rates today, March 4, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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Millennials outrank Boomers on recent mortgages

The days of Millennials sitting on the homebuying sidelines have now come to an end. According to new data, the generation is now taking out the largest dollar share of new mortgages in the nation.

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Wages up, prices down: An affordable home market benefits buyers

Your wish for a more affordable home market may have come true Eager to buy a home? The challenge has been waiting for a more affordable home market. But there’s […]

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Read this before you borrow from your 401(k) to purchase a home

When buying a home, you may borrow from your 401(k) retirement plan for your down payment. But it is not always the right choice.

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How to remove your ex from the mortgage

It's not always easy to remove your ex from the mortgage, but it's possible. Here are several strategies you can try.

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Home inspection checklist: What to expect on inspection day

In this article: Here’s what to expect during a home inspection: A home inspector will look at a house’s HVAC system, interior plumbing and electrical systems, roof, attic, floors. windows […]

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Mortgage rates today, March 1, 2019, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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